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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,987 | $160,040+12.5% | $147,096+22.4% | $145,877+23.4% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 10.27% | 98.49%-88.2pp | 419.75%-409.5pp | 551.28%-541.0pp |
| Employer contribution / active EE | $9,736 | $5,289+84.1% | $4,936+97.2% | $4,663+108.8% |
| Participant deferral / active EE | $6,025 | $8,429-28.5% | $8,071-25.4% | $6,691-10.0% |
| Admin fee / account holder | $4,986 | $15,050-66.9% | $13,005-61.7% | $13,402-62.8% |