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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,838 | $103,393-69.2% | $87,103-63.4% | $152,909-79.2% |
| Participation rate | 64.7% | 79.4%-14.6pp | 76.9%-12.2pp | 82.5%-17.7pp |
| Annual return | 16.23% | 28.10%-11.9pp | 28.19%-12.0pp | 345.46%-329.2pp |
| Employer contribution / active EE | $1,271 | $3,221-60.5% | $2,521-49.6% | $4,764-73.3% |
| Participant deferral / active EE | $2,682 | $4,778-43.9% | $4,049-33.8% | $5,851-54.2% |
| Admin fee / account holder | $724 | $12,195-94.1% | $7,491-90.3% | $11,601-93.8% |