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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,686 | $106,588-81.5% | $94,215-79.1% | $155,188-87.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 70.0%+30.0pp | 80.8%+19.2pp |
| Annual return | 17.78% | 29.39%-11.6pp | 28.22%-10.4pp | 148.84%-131.1pp |
| Employer contribution / active EE | $1,757 | $3,080-43.0% | $2,675-34.3% | $4,248-58.6% |
| Participant deferral / active EE | $6,645 | $4,802+38.4% | $4,276+55.4% | $6,531+1.7% |
| Admin fee / account holder | $4,493 | $12,281-63.4% | $10,216-56.0% | $14,480-69.0% |