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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,682 | $78,015+29.1% | $178,505-43.6% | $80,959+24.4% |
| Participation rate | 89.5% | 65.7%+23.8pp | 77.1%+12.4pp | 67.7%+21.8pp |
| Annual return | 23.14% | 18.10%+5.0pp | 27.16%-4.0pp | 35.67%-12.5pp |
| Employer contribution / active EE | $7,846 | $2,281+243.9% | $3,955+98.4% | $2,757+184.6% |
| Participant deferral / active EE | $13,892 | $4,406+215.3% | $6,280+121.2% | $4,300+223.0% |
| Admin fee / account holder | $877 | $7,160-87.7% | $10,428-91.6% | $6,925-87.3% |