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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,140 | $67,602-73.2% | $82,312-78.0% | $70,126-74.1% |
| Participation rate | 59.1% | 72.8%-13.7pp | 76.9%-17.8pp | 69.5%-10.4pp |
| Annual return | 36.89% | 21.57%+15.3pp | 25.88%+11.0pp | 73.15%-36.3pp |
| Employer contribution / active EE | $1,549 | $1,755-11.8% | $2,428-36.2% | $2,343-33.9% |
| Participant deferral / active EE | $3,890 | $2,987+30.2% | $3,706+5.0% | $3,332+16.8% |
| Admin fee / account holder | $52 | $4,512-98.8% | $5,608-99.1% | $4,645-98.9% |