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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,705 | $86,949-2.6% | $102,460-17.3% | $80,959+4.6% |
| Participation rate | 67.3% | 72.4%-5.1pp | 76.5%-9.2pp | 67.7%-0.4pp |
| Annual return | 30.54% | 18.89%+11.6pp | 29.47%+1.1pp | 35.67%-5.1pp |
| Employer contribution / active EE | $2,820 | $2,370+19.0% | $3,025-6.8% | $2,757+2.3% |
| Participant deferral / active EE | $6,046 | $4,121+46.7% | $5,056+19.6% | $4,300+40.6% |
| Admin fee / account holder | $6,016 | $8,048-25.3% | $9,460-36.4% | $6,925-13.1% |