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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,136 | $165,399-65.5% | $149,745-61.8% | $158,982-64.1% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.36% | 348.34%-342.0pp | 276.72%-270.4pp | 302.99%-296.6pp |
| Employer contribution / active EE | $916 | $5,105-82.1% | $4,646-80.3% | $4,763-80.8% |
| Participant deferral / active EE | $1,050 | $7,183-85.4% | $6,843-84.7% | $5,983-82.5% |
| Admin fee / account holder | $12,731 | $10,811+17.8% | $9,312+36.7% | $11,252+13.1% |