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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $132,812 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,231 | $63,321-31.7% | $68,803-37.2% | $77,906-44.5% |
| Participation rate | 89.6% | 71.1%+18.5pp | 69.0%+20.6pp | 73.7%+16.0pp |
| Annual return | -9.66% | -6.50%-3.2pp | -6.37%-3.3pp | 12.16%-21.8pp |
| Employer contribution / active EE | $4,103 | $2,794+46.9% | $2,656+54.5% | $2,846+44.2% |
| Participant deferral / active EE | $8,966 | $4,029+122.5% | $3,942+127.4% | $4,805+86.6% |
| Admin fee / account holder | $43 | $104-58.9% | $4,936-99.1% | $133-67.7% |