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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,998 | $138,076-66.0% | $123,553-62.0% | $135,380-65.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -0.88% | 153.70%-154.6pp | 119.21%-120.1pp | 519.81%-520.7pp |
| Employer contribution / active EE | $5,767 | $5,152+11.9% | $4,628+24.6% | $4,779+20.7% |
| Participant deferral / active EE | $13,482 | $6,800+98.3% | $6,426+109.8% | $5,609+140.4% |
| Admin fee / account holder | $2,156 | $10,917-80.2% | $9,284-76.8% | $10,828-80.1% |