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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,226 | $84,685-91.5% | $73,836-90.2% | $125,389-94.2% |
| Participation rate | 88.9% | 76.8%+12.1pp | 73.4%+15.4pp | 83.2%+5.7pp |
| Annual return | -10.57% | 3123.80%-3134.4pp | 2268.06%-2278.6pp | 282.24%-292.8pp |
| Employer contribution / active EE | $1,920 | $3,123-38.5% | $2,787-31.1% | $4,866-60.5% |
| Participant deferral / active EE | $3,945 | $3,993-1.2% | $3,583+10.1% | $5,352-26.3% |
| Admin fee / account holder | $1,179 | $5,694-79.3% | $4,882-75.9% | $9,541-87.6% |