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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,018 | $162,136-38.9% | $152,301-35.0% | $154,746-36.0% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 18.96% | 91.02%-72.1pp | 80.50%-61.5pp | 172.34%-153.4pp |
| Employer contribution / active EE | $2,322 | $4,890-52.5% | $4,624-49.8% | $4,379-47.0% |
| Participant deferral / active EE | $11,500 | $8,341+37.9% | $8,004+43.7% | $6,730+70.9% |
| Admin fee / account holder | $913 | $15,759-94.2% | $14,398-93.7% | $14,365-93.6% |