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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,692 | $160,070-61.5% | $147,117-58.1% | $145,897-57.7% |
| Participation rate | 71.4% | 84.0%-12.6pp | 82.2%-10.8pp | 80.3%-8.9pp |
| Annual return | 11.25% | 98.69%-87.4pp | 420.54%-409.3pp | 552.29%-541.0pp |
| Employer contribution / active EE | $1,932 | $5,285-63.4% | $4,932-60.8% | $4,663-58.6% |
| Participant deferral / active EE | $7,739 | $8,419-8.1% | $8,065-4.0% | $6,689+15.7% |
| Admin fee / account holder | $445 | $15,035-97.0% | $12,993-96.6% | $13,390-96.7% |