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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,051 | $198,457+3.8% | $170,435+20.9% | $147,586+39.6% |
| Participation rate | 90.0% | 88.0%+2.0pp | 83.6%+6.4pp | 82.8%+7.2pp |
| Annual return | 11.83% | 257.30%-245.5pp | 205.94%-194.1pp | 578.59%-566.8pp |
| Employer contribution / active EE | $10,964 | $6,183+77.3% | $5,432+101.8% | $4,876+124.8% |
| Participant deferral / active EE | $6,435 | $5,629+14.3% | $4,939+30.3% | $5,439+18.3% |
| Admin fee / account holder | $2,239 | $16,852-86.7% | $13,881-83.9% | $10,886-79.4% |