Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,747 | $70,684-80.6% | $169,390-91.9% | $75,173-81.7% |
| Participation rate | 52.9% | 64.8%-11.9pp | 77.2%-24.2pp | 67.2%-14.3pp |
| Annual return | 17.74% | 36.38%-18.6pp | 406.07%-388.3pp | 160.72%-143.0pp |
| Employer contribution / active EE | $866 | $2,211-60.8% | $4,013-78.4% | $2,671-67.6% |
| Participant deferral / active EE | $1,406 | $4,310-67.4% | $6,222-77.4% | $4,126-65.9% |
| Admin fee / account holder | $1,463 | $5,404-72.9% | $9,015-83.8% | $5,651-74.1% |