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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,685 | $165,399-53.6% | $149,745-48.8% | $158,982-51.8% |
| Participation rate | 82.6% | 84.6%-2.0pp | 82.5%+0.1pp | 82.0%+0.6pp |
| Annual return | 19.01% | 348.34%-329.3pp | 276.72%-257.7pp | 302.99%-284.0pp |
| Employer contribution / active EE | $2,112 | $5,105-58.6% | $4,646-54.5% | $4,763-55.7% |
| Participant deferral / active EE | $3,783 | $7,183-47.3% | $6,843-44.7% | $5,983-36.8% |
| Admin fee / account holder | $1,710 | $10,811-84.2% | $9,312-81.6% | $11,252-84.8% |