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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,991 | $139,948+40.0% | $121,663+61.1% | $154,746+26.7% |
| Participation rate | 94.7% | 78.0%+16.7pp | 74.5%+20.2pp | 80.7%+14.0pp |
| Annual return | 13.70% | 230.52%-216.8pp | 147.54%-133.8pp | 172.34%-158.6pp |
| Employer contribution / active EE | $9,294 | $3,521+163.9% | $3,020+207.7% | $4,379+112.2% |
| Participant deferral / active EE | $24,697 | $5,629+338.8% | $4,887+405.4% | $6,730+267.0% |
| Admin fee / account holder | $51,781 | $17,321+199.0% | $14,289+262.4% | $14,365+260.5% |