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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,991 | $132,634+47.8% | $115,768+69.3% | $137,256+42.8% |
| Participation rate | 94.7% | 77.9%+16.9pp | 74.4%+20.3pp | 80.0%+14.8pp |
| Annual return | 13.70% | 160.70%-147.0pp | 100.46%-86.8pp | 220.34%-206.6pp |
| Employer contribution / active EE | $9,294 | $3,360+176.6% | $2,940+216.1% | $4,156+123.6% |
| Participant deferral / active EE | $24,697 | $5,619+339.6% | $4,917+402.3% | $6,407+285.5% |
| Admin fee / account holder | $51,781 | $15,028+244.6% | $12,439+316.3% | $12,270+322.0% |