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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,492 | $81,358-76.0% | $155,556-87.5% | $80,959-75.9% |
| Participation rate | 34.7% | 66.3%-31.5pp | 78.2%-43.5pp | 67.7%-32.9pp |
| Annual return | 14.29% | 33.39%-19.1pp | 64.84%-50.5pp | 35.67%-21.4pp |
| Employer contribution / active EE | $708 | $3,106-77.2% | $4,675-84.8% | $2,757-74.3% |
| Participant deferral / active EE | $1,743 | $3,455-49.6% | $5,631-69.0% | $4,300-59.5% |
| Admin fee / account holder | $1,096 | $7,994-86.3% | $15,885-93.1% | $6,925-84.2% |