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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,054 | $190,879-42.3% | $160,009-31.2% | $134,532-18.2% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -28.91% | 552.63%-581.5pp | 408.85%-437.8pp | 418.27%-447.2pp |
| Employer contribution / active EE | $8,097 | $4,995+62.1% | $4,225+91.6% | $4,741+70.8% |
| Participant deferral / active EE | $13,500 | $6,924+95.0% | $6,183+118.3% | $6,401+110.9% |
| Admin fee / account holder | $888 | $10,495-91.5% | $8,715-89.8% | $11,429-92.2% |