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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,672 | $100,901-96.4% | $75,501-95.1% | $147,585-97.5% |
| Participation rate | 52.9% | 77.1%-24.2pp | 72.4%-19.4pp | 82.8%-29.9pp |
| Annual return | 0.00% | 35.78%-35.8pp | 27.35%-27.4pp | 578.58%-578.6pp |
| Employer contribution / active EE | $762 | $3,253-76.6% | $2,352-67.6% | $4,876-84.4% |
| Participant deferral / active EE | $1,139 | $4,027-71.7% | $3,142-63.7% | $5,439-79.1% |
| Admin fee / account holder | $83 | $11,285-99.3% | $5,801-98.6% | $10,886-99.2% |