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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,887 | $157,304+5.5% | $141,197+17.5% | $152,909+8.5% |
| Participation rate | 57.9% | 84.8%-26.9pp | 82.5%-24.6pp | 82.5%-24.6pp |
| Annual return | 23.70% | 64.34%-40.6pp | 71.41%-47.7pp | 345.46%-321.8pp |
| Employer contribution / active EE | $2,340 | $5,263-55.5% | $4,736-50.6% | $4,764-50.9% |
| Participant deferral / active EE | $5,377 | $7,111-24.4% | $6,710-19.9% | $5,851-8.1% |
| Admin fee / account holder | $9,191 | $12,126-24.2% | $10,265-10.5% | $11,601-20.8% |