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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,084 | $217,432-83.9% | $185,849-81.1% | $167,536-79.1% |
| Participation rate | 77.8% | 86.1%-8.3pp | 81.7%-3.9pp | 82.1%-4.3pp |
| Annual return | 17.19% | 148.42%-131.2pp | 122.10%-104.9pp | 478.82%-461.6pp |
| Employer contribution / active EE | $1,509 | $5,875-74.3% | $5,169-70.8% | $4,839-68.8% |
| Participant deferral / active EE | $3,235 | $6,357-49.1% | $5,569-41.9% | $6,342-49.0% |
| Admin fee / account holder | $3,139 | $19,818-84.2% | $16,244-80.7% | $12,315-74.5% |