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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,036 | $81,276+89.5% | $155,574-1.0% | $80,925+90.3% |
| Participation rate | 85.0% | 66.2%+18.8pp | 78.2%+6.8pp | 67.7%+17.3pp |
| Annual return | 9.52% | 33.36%-23.8pp | 64.87%-55.3pp | 35.65%-26.1pp |
| Employer contribution / active EE | $3,067 | $3,103-1.2% | $4,676-34.4% | $2,756+11.3% |
| Participant deferral / active EE | $5,737 | $3,453+66.1% | $5,629+1.9% | $4,299+33.5% |
| Admin fee / account holder | $4,287 | $7,993-46.4% | $15,914-73.1% | $6,940-38.2% |