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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,036 | $81,358+89.3% | $155,556-1.0% | $80,959+90.3% |
| Participation rate | 85.0% | 66.3%+18.7pp | 78.2%+6.8pp | 67.7%+17.3pp |
| Annual return | 9.52% | 33.39%-23.9pp | 64.84%-55.3pp | 35.67%-26.1pp |
| Employer contribution / active EE | $3,067 | $3,106-1.3% | $4,675-34.4% | $2,757+11.2% |
| Participant deferral / active EE | $5,737 | $3,455+66.0% | $5,631+1.9% | $4,300+33.4% |
| Admin fee / account holder | $4,287 | $7,994-46.4% | $15,885-73.0% | $6,925-38.1% |