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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,104 | $77,817-78.0% | $123,553-86.2% | $64,173-73.3% |
| Participation rate | 88.2% | 74.7%+13.5pp | 82.3%+5.9pp | 69.6%+18.7pp |
| Annual return | 1.04% | 12.49%-11.4pp | 119.21%-118.2pp | 7.63%-6.6pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $7,179 | $5,240+37.0% | $6,426+11.7% | $3,470+106.9% |
| Admin fee / account holder | $6,542 | $5,519+18.5% | $9,284-29.5% | $4,887+33.9% |