Filed November 14, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,265 | $93,598-38.8% | $135,974-57.9% | $75,173-23.8% |
| Participation rate | 70.8% | 75.2%-4.4pp | 81.9%-11.1pp | 67.2%+3.6pp |
| Annual return | 22.12% | 30.89%-8.8pp | 68.30%-46.2pp | 160.72%-138.6pp |
| Employer contribution / active EE | $2,139 | $3,538-39.5% | $4,859-56.0% | $2,671-19.9% |
| Participant deferral / active EE | $5,029 | $6,405-21.5% | $7,760-35.2% | $4,126+21.9% |
| Admin fee / account holder | $15,931 | $6,978+128.3% | $10,767+48.0% | $5,651+181.9% |