Filed November 14, 2025
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,223 | $106,749-29.5% | $145,433-48.3% | $82,448-8.8% |
| Participation rate | 81.6% | 75.6%+6.0pp | 82.1%-0.5pp | 68.1%+13.6pp |
| Annual return | 20.60% | 27.59%-7.0pp | 66.58%-46.0pp | 41.64%-21.0pp |
| Employer contribution / active EE | $3,122 | $3,444-9.3% | $4,554-31.4% | $2,551+22.4% |
| Participant deferral / active EE | $6,858 | $6,519+5.2% | $7,897-13.2% | $4,139+65.7% |
| Admin fee / account holder | $5,949 | $8,390-29.1% | $13,129-54.7% | $7,234-17.8% |