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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,703 | $155,555-67.4% | $146,866-65.5% | $155,188-67.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.43% | 115.41%-100.0pp | 102.85%-87.4pp | 148.84%-133.4pp |
| Employer contribution / active EE | $5,227 | $4,647+12.5% | $4,425+18.1% | $4,248+23.1% |
| Participant deferral / active EE | $10,382 | $8,044+29.1% | $7,759+33.8% | $6,531+59.0% |
| Admin fee / account holder | $7,083 | $14,755-52.0% | $13,620-48.0% | $14,480-51.1% |