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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,703 | $154,228-67.1% | $145,433-65.1% | $137,256-63.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.43% | 74.59%-59.2pp | 66.58%-51.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $5,227 | $4,804+8.8% | $4,554+14.8% | $4,156+25.8% |
| Participant deferral / active EE | $10,382 | $8,216+26.4% | $7,897+31.5% | $6,407+62.0% |
| Admin fee / account holder | $7,083 | $14,344-50.6% | $13,129-46.1% | $12,270-42.3% |