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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,703 | $162,136-68.7% | $152,301-66.7% | $154,746-67.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.43% | 91.02%-75.6pp | 80.50%-65.1pp | 172.34%-156.9pp |
| Employer contribution / active EE | $5,227 | $4,890+6.9% | $4,624+13.0% | $4,379+19.4% |
| Participant deferral / active EE | $10,382 | $8,341+24.5% | $8,004+29.7% | $6,730+54.3% |
| Admin fee / account holder | $7,083 | $15,759-55.1% | $14,398-50.8% | $14,365-50.7% |