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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,703 | $196,972-74.3% | $182,262-72.2% | $198,609-74.5% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.43% | 158.27%-142.8pp | 140.60%-125.2pp | 202.70%-187.3pp |
| Employer contribution / active EE | $5,227 | $5,364-2.5% | $5,046+3.6% | $5,055+3.4% |
| Participant deferral / active EE | $10,382 | $8,643+20.1% | $8,276+25.4% | $6,977+48.8% |
| Admin fee / account holder | $7,083 | $18,429-61.6% | $16,712-57.6% | $19,030-62.8% |