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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,980 | $111,830-57.1% | $93,696-48.8% | $145,884-67.1% |
| Participation rate | 54.5% | 74.2%-19.7pp | 68.7%-14.2pp | 80.3%-25.8pp |
| Annual return | 16.13% | 204.08%-188.0pp | 133.74%-117.6pp | 551.85%-535.7pp |
| Employer contribution / active EE | $1,711 | $3,093-44.7% | $2,422-29.4% | $4,662-63.3% |
| Participant deferral / active EE | $3,857 | $4,920-21.6% | $4,417-12.7% | $6,690-42.4% |
| Admin fee / account holder | $1,901 | $10,249-81.5% | $8,287-77.1% | $13,392-85.8% |