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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,980 | $111,878-57.1% | $93,727-48.8% | $145,897-67.1% |
| Participation rate | 54.5% | 74.2%-19.7pp | 68.7%-14.2pp | 80.3%-25.8pp |
| Annual return | 16.13% | 204.28%-188.1pp | 133.83%-117.7pp | 552.29%-536.2pp |
| Employer contribution / active EE | $1,711 | $3,092-44.7% | $2,421-29.4% | $4,663-63.3% |
| Participant deferral / active EE | $3,857 | $4,920-21.6% | $4,417-12.7% | $6,689-42.3% |
| Admin fee / account holder | $1,901 | $10,256-81.5% | $8,292-77.1% | $13,390-85.8% |