See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
COMMONWEALTH FINANCIAL NETWORK2+ years Filed as: COMMONWEALTH EQUITY SERVICES, INC. Service code 15 · EIN 04-2675571 | Recordkeeping | $19,733 |
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $3,915 |
ADP BROKER-DEALER2+ years Service code 49 · EIN 22-3319984 | Other Services | $0 |
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,601 | $54,590-29.3% | $81,930-52.9% | $73,488-47.5% |
| Participation rate | 92.3% | 68.3%+24.0pp | 72.0%+20.3pp | 70.7%+21.6pp |
| Annual return | 367.48% | 17.74%+349.7pp | 29.49%+338.0pp | 28.51%+339.0pp |
| Employer contribution / active EE | $2,455 | $1,636+50.1% | $4,310-43.0% | $2,270+8.1% |
| Participant deferral / active EE | $2,887 | $2,759+4.6% | $7,107-59.4% | $3,740-22.8% |
| Admin fee / account holder | $108 | $592-81.7% | $5,158-97.9% | $513-78.9% |