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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,444 | $68,398-46.7% | $94,664-61.5% | $75,173-51.5% |
| Participation rate | 52.0% | 76.1%-24.1pp | 80.8%-28.8pp | 67.2%-15.2pp |
| Annual return | 16.46% | 616.72%-600.3pp | 156.84%-140.4pp | 160.72%-144.3pp |
| Employer contribution / active EE | $2,203 | $2,701-18.4% | $3,673-40.0% | $2,671-17.5% |
| Participant deferral / active EE | $3,556 | $6,537-45.6% | $7,417-52.1% | $4,126-13.8% |
| Admin fee / account holder | $662 | $5,324-87.6% | $7,222-90.8% | $5,651-88.3% |