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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,695 | $134,001-47.2% | $112,258-37.0% | $134,509-47.4% |
| Participation rate | 40.0% | 78.6%-38.6pp | 75.1%-35.1pp | 81.2%-41.2pp |
| Annual return | -19.53% | 47.15%-66.7pp | 27.47%-47.0pp | 418.13%-437.7pp |
| Employer contribution / active EE | $1,478 | $4,039-63.4% | $3,636-59.3% | $4,741-68.8% |
| Participant deferral / active EE | $4,315 | $5,291-18.5% | $4,728-8.7% | $6,400-32.6% |
| Admin fee / account holder | $20 | $7,491-99.7% | $6,411-99.7% | $11,427-99.8% |