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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,835 | $217,432-44.9% | $185,849-35.5% | $167,536-28.5% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 22.63% | 148.42%-125.8pp | 122.10%-99.5pp | 478.82%-456.2pp |
| Employer contribution / active EE | $1,693 | $5,875-71.2% | $5,169-67.2% | $4,839-65.0% |
| Participant deferral / active EE | $8,200 | $6,357+29.0% | $5,569+47.2% | $6,342+29.3% |
| Admin fee / account holder | $418 | $19,818-97.9% | $16,244-97.4% | $12,315-96.6% |