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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,835 | $217,427-44.9% | $185,837-35.5% | $167,518-28.5% |
| Participation rate | 66.7% | 86.0%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 22.63% | 148.39%-125.8pp | 122.08%-99.4pp | 478.71%-456.1pp |
| Employer contribution / active EE | $1,693 | $5,874-71.2% | $5,168-67.2% | $4,838-65.0% |
| Participant deferral / active EE | $8,200 | $6,357+29.0% | $5,568+47.3% | $6,342+29.3% |
| Admin fee / account holder | $418 | $19,816-97.9% | $16,241-97.4% | $12,312-96.6% |