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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,547 | $78,670-5.2% | $109,173-31.7% | $85,847-13.2% |
| Participation rate | 80.0% | 68.3%+11.7pp | 75.9%+4.1pp | 69.3%+10.7pp |
| Annual return | 13.60% | 25.09%-11.5pp | 25.75%-12.2pp | 318.61%-305.0pp |
| Employer contribution / active EE | $0 | $2,734-100.0% | $3,723-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $5,981 | $3,467+72.5% | $4,654+28.5% | $3,952+51.3% |
| Admin fee / account holder | $2,888 | $5,469-47.2% | $6,755-57.2% | $6,261-53.9% |