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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,856 | $138,076-90.7% | $123,553-89.6% | $135,380-90.5% |
| Participation rate | 76.9% | 84.7%-7.8pp | 82.3%-5.4pp | 82.6%-5.7pp |
| Annual return | -13.65% | 153.70%-167.4pp | 119.21%-132.9pp | 519.81%-533.5pp |
| Employer contribution / active EE | $1,149 | $5,152-77.7% | $4,628-75.2% | $4,779-76.0% |
| Participant deferral / active EE | $4,287 | $6,800-37.0% | $6,426-33.3% | $5,609-23.6% |
| Admin fee / account holder | $663 | $10,917-93.9% | $9,284-92.9% | $10,828-93.9% |