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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,436 | $98,776+53.3% | $149,745+1.1% | $79,856+89.6% |
| Participation rate | 90.7% | 75.8%+15.0pp | 82.5%+8.3pp | 69.6%+21.1pp |
| Annual return | 16.48% | 27.38%-10.9pp | 276.72%-260.2pp | 31.71%-15.2pp |
| Employer contribution / active EE | $6,221 | $3,217+93.4% | $4,646+33.9% | $2,471+151.8% |
| Participant deferral / active EE | $5,791 | $5,681+1.9% | $6,843-15.4% | $3,741+54.8% |
| Admin fee / account holder | $2,905 | $6,053-52.0% | $9,312-68.8% | $5,306-45.3% |