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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,686 | $155,555-68.1% | $146,866-66.2% | $155,188-68.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 19.33% | 115.41%-96.1pp | 102.85%-83.5pp | 148.84%-129.5pp |
| Employer contribution / active EE | $4,020 | $4,647-13.5% | $4,425-9.1% | $4,248-5.4% |
| Participant deferral / active EE | $8,803 | $8,044+9.4% | $7,759+13.5% | $6,531+34.8% |
| Admin fee / account holder | $2,101 | $14,755-85.8% | $13,620-84.6% | $14,480-85.5% |