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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,085 | $64,719+16.0% | $112,249-33.1% | $68,486+9.6% |
| Participation rate | 78.7% | 67.2%+11.5pp | 75.1%+3.6pp | 67.9%+10.8pp |
| Annual return | -17.19% | -11.40%-5.8pp | 27.48%-44.7pp | -7.85%-9.3pp |
| Employer contribution / active EE | $2,320 | $2,747-15.5% | $3,636-36.2% | $2,597-10.7% |
| Participant deferral / active EE | $4,691 | $3,565+31.6% | $4,729-0.8% | $4,028+16.5% |
| Admin fee / account holder | $1,077 | $5,232-79.4% | $6,412-83.2% | $5,404-80.1% |