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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,331 | $81,476-32.1% | $102,383-46.0% | $80,925-31.6% |
| Participation rate | 70.0% | 66.8%+3.2pp | 74.5%-4.5pp | 67.7%+2.3pp |
| Annual return | -49.56% | 25.59%-75.2pp | 24.94%-74.5pp | 35.65%-85.2pp |
| Employer contribution / active EE | $3,181 | $3,105+2.5% | $3,870-17.8% | $2,756+15.4% |
| Participant deferral / active EE | $7,518 | $3,871+94.2% | $5,060+48.6% | $4,299+74.9% |
| Admin fee / account holder | $11,570 | $6,717+72.2% | $8,391+37.9% | $6,940+66.7% |