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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,331 | $81,446-32.1% | $103,374-46.5% | $80,874-31.6% |
| Participation rate | 70.0% | 66.9%+3.1pp | 74.5%-4.5pp | 67.6%+2.4pp |
| Annual return | -49.56% | 25.57%-75.1pp | 24.89%-74.4pp | 35.62%-85.2pp |
| Employer contribution / active EE | $3,181 | $3,107+2.4% | $3,869-17.8% | $2,756+15.4% |
| Participant deferral / active EE | $7,518 | $3,870+94.3% | $5,058+48.6% | $4,297+75.0% |
| Admin fee / account holder | $11,570 | $6,715+72.3% | $8,394+37.8% | $6,935+66.8% |