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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,614 | $129,737-89.5% | $119,126-88.6% | $154,746-91.2% |
| Participation rate | 84.2% | 78.9%+5.4pp | 75.8%+8.4pp | 80.7%+3.5pp |
| Annual return | 15.33% | 379.08%-363.8pp | 282.11%-266.8pp | 172.34%-157.0pp |
| Employer contribution / active EE | $0 | $4,375-100.0% | $4,034-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $4,818 | $5,842-17.5% | $5,318-9.4% | $6,730-28.4% |
| Admin fee / account holder | $989 | $11,961-91.7% | $10,693-90.8% | $14,365-93.1% |