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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,869 | $162,136-90.2% | $152,301-89.6% | $154,746-89.7% |
| Participation rate | 95.5% | 84.1%+11.3pp | 82.4%+13.0pp | 80.7%+14.8pp |
| Annual return | 16.78% | 91.02%-74.2pp | 80.50%-63.7pp | 172.34%-155.6pp |
| Employer contribution / active EE | $2,412 | $4,890-50.7% | $4,624-47.9% | $4,379-44.9% |
| Participant deferral / active EE | $3,660 | $8,341-56.1% | $8,004-54.3% | $6,730-45.6% |
| Admin fee / account holder | $2,941 | $15,759-81.3% | $14,398-79.6% | $14,365-79.5% |