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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,278 | $104,953-80.7% | $84,637-76.0% | $152,909-86.7% |
| Participation rate | 75.0% | 74.8%+0.2pp | 68.2%+6.8pp | 82.5%-7.5pp |
| Annual return | 29.76% | 373.94%-344.2pp | 258.82%-229.1pp | 345.46%-315.7pp |
| Employer contribution / active EE | $977 | $3,304-70.4% | $2,653-63.2% | $4,764-79.5% |
| Participant deferral / active EE | $4,155 | $4,691-11.4% | $3,900+6.5% | $5,851-29.0% |
| Admin fee / account holder | $944 | $6,244-84.9% | $4,914-80.8% | $11,601-91.9% |