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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,526 | $138,076-96.7% | $123,553-96.3% | $135,380-96.7% |
| Participation rate | 70.0% | 84.7%-14.7pp | 82.3%-12.3pp | 82.6%-12.6pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,398 | $5,152-72.9% | $4,628-69.8% | $4,779-70.7% |
| Participant deferral / active EE | $2,518 | $6,800-63.0% | $6,426-60.8% | $5,609-55.1% |
| Admin fee / account holder | $707 | $10,917-93.5% | $9,284-92.4% | $10,828-93.5% |