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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,347 | $138,102-67.9% | $125,381-64.6% | $134,532-67.0% |
| Participation rate | 90.9% | 84.5%+6.4pp | 82.4%+8.5pp | 81.2%+9.7pp |
| Annual return | -17.87% | 750.73%-768.6pp | 572.31%-590.2pp | 418.27%-436.1pp |
| Employer contribution / active EE | $6,686 | $5,245+27.5% | $4,815+38.8% | $4,741+41.0% |
| Participant deferral / active EE | $5,982 | $7,801-23.3% | $7,448-19.7% | $6,401-6.5% |
| Admin fee / account holder | $1,123 | $11,568-90.3% | $10,007-88.8% | $11,429-90.2% |