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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,450 | $125,797-42.4% | $170,043-57.4% | $75,173-3.6% |
| Participation rate | 100.0% | 83.6%+16.4pp | 87.0%+13.0pp | 67.2%+32.8pp |
| Annual return | 17.67% | 27.20%-9.5pp | 53.40%-35.7pp | 160.72%-143.0pp |
| Employer contribution / active EE | $5,775 | $4,616+25.1% | $6,790-15.0% | $2,671+116.2% |
| Participant deferral / active EE | $7,347 | $6,838+7.4% | $10,410-29.4% | $4,126+78.1% |
| Admin fee / account holder | $1,385 | $8,177-83.1% | $12,824-89.2% | $5,651-75.5% |