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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,997 | $169,356-75.8% | $129,406-68.3% | $145,897-71.9% |
| Participation rate | 68.2% | 76.5%-8.3pp | 69.6%-1.5pp | 80.3%-12.1pp |
| Annual return | 21.27% | 14418.62%-14397.3pp | 9468.18%-9446.9pp | 552.29%-531.0pp |
| Employer contribution / active EE | $2,091 | $5,542-62.3% | $4,155-49.7% | $4,663-55.1% |
| Participant deferral / active EE | $4,619 | $4,987-7.4% | $4,167+10.8% | $6,689-30.9% |
| Admin fee / account holder | $6,846 | $9,915-31.0% | $7,689-11.0% | $13,390-48.9% |