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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,851 | $67,823+66.4% | $52,425+115.3% | $137,256-17.8% |
| Participation rate | 17.6% | 63.9%-46.3pp | 55.6%-38.0pp | 80.0%-62.3pp |
| Annual return | 17.66% | 219.11%-201.4pp | 302.12%-284.5pp | 220.34%-202.7pp |
| Employer contribution / active EE | $293 | $1,163-74.8% | $914-68.0% | $4,156-93.0% |
| Participant deferral / active EE | $2,882 | $2,288+26.0% | $1,790+61.0% | $6,407-55.0% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |