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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,004 | $91,537+15.8% | $130,045-18.5% | $75,173+41.0% |
| Participation rate | 80.0% | 71.5%+8.5pp | 78.5%+1.5pp | 67.2%+12.8pp |
| Annual return | 16.46% | -631.55%+648.0pp | -137.30%+153.8pp | 160.72%-144.3pp |
| Employer contribution / active EE | $2,336 | $2,845-17.9% | $4,321-45.9% | $2,671-12.5% |
| Participant deferral / active EE | $9,748 | $4,343+124.5% | $5,820+67.5% | $4,126+136.2% |
| Admin fee / account holder | $9,852 | $6,780+45.3% | $10,600-7.1% | $5,651+74.4% |