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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,777 | $131,835-88.0% | $108,582-85.5% | $273,972-94.2% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.6%+20.4pp | 83.0%+17.0pp |
| Annual return | 1.16% | -91.57%+92.7pp | -51.70%+52.9pp | 41.46%-40.3pp |
| Employer contribution / active EE | $5,394 | $4,913+9.8% | $3,758+43.5% | $4,869+10.8% |
| Participant deferral / active EE | $3,977 | $5,127-22.4% | $4,311-7.7% | $5,287-24.8% |
| Admin fee / account holder | $334 | $10,253-96.7% | $7,645-95.6% | $10,133-96.7% |